Professional Education Certificate

Supported by the following organizations

This is to certify that Bretchen Geraldine Hoskins Villatoro successfully completed and received a passing grade in AdvCRM1x: Advanced Credit Risk Management a course of study offered by DelftX, an online learning initiative of Delft University of Technology through edX.

Noted by

Pasquale Cirillo

Pasquale Cirillo

Assistant Professor of Applied Probability Faculty of Electrical Engineering, Mathematics and Computer Science Delft University of Technology

About edX

edX offers interactive online classes and MOOCs from the world’s best universities, including MIT, Harvard, Berkeley, University of Texas, and many others. edX is a mission driven initiative created by founding partners Harvard and MIT.

About edX Professional Education Certificates

An edX Professional Education Certificate signifies that the learner has agreed to abide by the edX honor code and completed all of the required tasks of this course under its guidelines, as well as having their photo ID checked to verify their identity.