Verified Certificate

Supported by the following organizations

This is to certify that Joseph Haddad successfully completed and received a passing grade in AF6040: Long-term Financial Management a course of study offered by USMx, an online learning initiative of University of Maryland.

Noted by

Kirby R. Cundiff, Ph.D., CFA, CFP®

Kirby R. Cundiff, Ph.D., CFA, CFP®

Chair and Professor of Accounting and Financial Management University of Maryland Global Campus

Dr. Douglas Harrison

Dr. Douglas Harrison

Dean and Vice Provost University of Maryland Global Campus

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About edX Verified Certificates

An edX Verified Certificate signifies that the learner has agreed to abide by the edX honor code and completed all of the required tasks of this course under its guidelines, as well as having their photo ID checked to verify their identity.