Verified Certificate

Supported by the following organizations

This is to certify that CHANG Wai Kit, Stephen successfully completed and received a passing grade in UTORFTC02: Payment innovations a course of study offered by University_of_TorontoX, an online learning initiative of University of Toronto.

Noted by

Stephanie Hodnett

Stephanie Hodnett

Executive Director, Executive Programs Rotman School of Management

About edX

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About edX Verified Certificates

An edX Verified Certificate signifies that the learner has agreed to abide by the edX honor code and completed all of the required tasks of this course under its guidelines, as well as having their photo ID checked to verify their identity.