Verified Certificate

Supported by the following organizations

This is to certify that Ian S. Erhard successfully completed and received a passing grade in TW3421x: An Introduction to Credit Risk Management a course of study offered by DelftX, an online learning initiative of Delft University of Technology.

Noted by

Professor Arno Smets

Professor Arno Smets

Director Extension School Education, on behalf of the Quality Assurance Board Delft University of Technology