Verified Certificate

Supported by the following organizations

This is to certify that Matthew James William Montgomery successfully completed and received a passing grade in FinTech_tech3x: E-Payment a course of study offered by HKUx, an online learning initiative of The University of Hong Kong.

Noted by

Siu Ming YIU

Siu Ming YIU

Professor of Computer Science The University of Hong Kong

Douglas Arner

Douglas Arner

Kerry Holdings Professor in Law The University of Hong Kong

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