Supported by the following organizations
This is to certify that Karin Angelica Putri Lay successfully completed and received a passing grade in YFSX.2.0: Personal Financial Management MicroCertificate a course of study offered by NYIF, an online learning initiative of New York Institute of Finance.
Noted by
Jack Farmer
Curriculum Director
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- Verified Certificate Issued November 19, 2025
- Valid Certificate ID 5d32780a257740adb69998e242fc37d9