Verified Certificate

Supported by the following organizations

This is to certify that Kristopher Paul Pham successfully completed and received a passing grade in CR.1x: Risk Management and Credit Principles a course of study offered by NYIF, an online learning initiative of New York Institute of Finance.

Noted by

Jack Farmer

Jack Farmer

Curriculum Director New York Institute of Finance

Lee Tian

Lee Tian

Chief Executive Officer New York Institute of Finance

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