Supported by the following organizations
This is to certify that Vickram Kaura successfully completed and received a passing grade in UTORFTC02: Payment innovations a course of study offered by University_of_TorontoX, an online learning initiative of University of Toronto.
Noted by
Stephanie Hodnett
Executive Director, Executive Programs Rotman School of Management
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- Verified Certificate Issued March 21, 2026
- Valid Certificate ID 079d310fd3a0459d8ae040e87eb1360a